Personal Cyber Liability

Personal Cyber Liability

Personal Cyber Liability has a huge buzz in insurance. Many of our providers offer this as an add on coverage in your home policy. We’ve chatted about business liability in the past, but it may be time to review your personal liability exposure. Here’s a quick breakdown from Wawanesa on what you can expect for coverage:

Cyber-attack coverage includes the recovery of data and restoration of systems that have been lost or damaged. Cyber extortion coverage covers payments and assistance in responding to demands to damage, disable, deny access to or disseminate content from devices, systems or data.  Online fraud coverage protects in the case of scams that result in a direct financial loss to the policyholder and. Data breach coverage offers payment for services if third-party private person data entrusted to a household resident is breached.